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The legality of USA online casinos has been debated since the first games appeared on the internet in the mids. The first federal legislation to pass after the advent of Internet was the Unlawful Internet Gaming and Enforcement Act UIGEA from , which banned payments on all forms of gambling that were considered illegal under the Wire Act.
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It is interesting to note that most online gaming regulatory agencies worldwide are situated in areas that are rather remote areas.
The Kahnawake Gaming Commission is an agency located in one of the most remote areas in Kahnawake which is a Mohawk Territory in the Quebec province of Canada.
Mohawk Territory of Kahnawake is Kahnawake was among the very first regions the world over to recognize the significant potential that online gaming had when it began.
The Kahnawake Gaming Commission demands strict provisions that applicants need to adhere to before they can successfully obtain an online gambling provider license.
The Kahnawake Gaming Commission was established on the 10th of June The Commission first enacted its regulations on interactive gaming on 8th July The Commission has since consistently remained engaged in the activities of regulating and licensing various online gaming outfits worldwide.
The Commission operates as regulatory body providing gambling licenses to interested businesses that want to offer online gaming services to online players.
Inside of Kahnawake, the Commission has also provided gambling licenses to some three land-based poker rooms. The commission has three members all of who operate through a term of two years.
The Mohawk Council of Kahnawake, the body governing the commission, is mandated to appoint these members. An estimated 50 or more Internet gaming businesses have registered with the Kahnawake commission.
The operators have a combined approximated online gambling websites throughout this jurisdiction. So as to be approved by the commission, it is a requirement that all the gaming sites use the Mohawk Internet Technologies which is managed by Continent 8 Technologies as a host for their infrastructure.
By having a technological control over all the sites that operate under it, the commission can monitor and ensure conformity and consistency.
There are two reasons that have made Kahnawake one of the main regulatory players in the internet gaming industry. A fiscally conservative country, Canada may offer unreasonable laws were it to control internet gaming, but the Indian counsels can effect a view that is more liberal.
Secondly, any operations related to Indians have a special tax guideline that is seen as favorable in the gaming industry. In enforcing its regulations and rules, the Commission has set some guidelines for both the online gaming operators as well as the players.
All operators are required that they are approved to have one of the four types of permits offered. After licensing, operators must agree to random investigations and audits that are performed by authorized, independent agents that represent the commission.
The sites are also required to have mechanisms that protect minors as well as any individuals that are prone to gambling issues.
The mechanism needs to include a process that can be used by a gamblers family can petition to get the players gambling placed under control.
Another important requirement is that all gamblers confidentiality be always observed. The Kahnawake Gaming Commission currently provides four types of licenses.
The permits are given under the guideline provided by the Interactive Gaming Regulations that were laid down by the Commission in July of Applicants interested in acquiring a license from Kahnawake have to pay the commission an initial fee.
The Kahnawake Gaming Commission official website offers more information about the various license types. The Kahnawake Gaming Commission does not work alone.
The commission has over the years, been working closely with various regulatory bodies to improve the quality of online gambling.
There are many online casinos and gaming sites operating under the commission. Below are facts relating to these operators as well as about Kahnawake.
Gaming Platforms Available — Players can access casino, bingo and poker games on the internet provided in various ways.
They can access instant play versions that do not require any download. Players can simply log in from a web browser and start playing instantly.
There are also downloadable versions that need a few minutes of download on a mobile device, home computer or laptop. Several of these sites today offer players a live casinos website version that is compatible with various devices and similar to the experiences found at casino resorts.
A player can access and play from anywhere provided they have battery life and an internet connection. Many of the gaming sites that operate under the Kahnawake gaming commission offer a huge variety of casino, poker, and bingo games and so it is easy for a player to find a site that they will love to play on.
He or she can even choose from several variants of video poker, blackjack or some of the other popular casino games available.
Players can do a little research to find the perfect match for the type of game they want. Some of the games can be played free and at no risk or for real money for anyone who is ready to win or lose.
The Kahnawake Gaming Commission provides very strict rules in regards to the way the financial transactions of casino customers are handled. Nothing is left to chance.
The commission requires all the sports betting, casino, bingo or poker sites that operate under its licenses to have the highest protocols of security attached to their systems.
This kind of security ensures that no matter the banking method among the many supported ones a player decides to use, funding their account will be done in an encrypted manner that is safe and secure.
Any transactions that you make on any of these gambling websites is supposed to be safe. It can, however, be noted that there are some limitations on the available deposit and or withdrawal banking methods depending on where a player is located.
But it is likely that no matter where they are located, players will have an option or two to choose from. One sure thing is that whenever anyone is transacting on a site that has been licensed by Kahnawake Gaming Commission, they can be assured of security.
Deposits and cashing out will be done in the most secure manner. All online gaming sites that have been licensed by Kahnawake Gaming Commission are going to give any player that wants to access their real money player logs.
Some of these sites will typically have direct access to the logs on the website when a player logs into their account, while others will normally send gaming logs upon a request by the player.
The requested logs are normally sent to the player through their email address. Players typically have an option of choosing how the money they have won will be sent to them, but some of the gaming websites will typically send payments through the same channels used to deposit funds into your online account.
There is no much difference between the online comps you earn from the comps awarded when gambling at a physical casino, but it is typical for some internet-based casinos to offer comps and bonuses that are of much more value to players because of the low overheads associated with running an online casino.
In the recent years, the Kahnawake Gaming Commission has made some improvements to the process of handling player complaints and now has designated people to handle such problems that may be experienced by players who use sites that they have licensed.
All the gambling sites that operate under the licenses of the Kahnawake Gaming Commission have to abide by a set of strict rules regarding the minimum age at which they should allow gamblers to register.
In Kahnawake, the legal age at which anyone can start gambling is 18 years old, but if a player resides in another territory or country that allows gambling at any other age, then they are required to instead abide by their local laws.
Online gaming players are not required to pay any taxes on any of the winnings that they get from any of Kahnawake licensed sites. There are however some taxes that should be paid by the gambling operators and owners.
It is important to note that even though most countries do not charge tax on gambling winnings, players who play on Kahnawake licensed sites from a country where tax is charged on winnings should then report the winnings just as though they won from their country of residence.
Many casinos online are currently regulated by this agency, meaning they handle any concerns regarding the websites which they license.
Included is a brief history of the regulatory body and the role they play specifically in online gaming. Malta is a small island in the Mediterranean Sea.
The country is part of the EU and has been rapidly expanding. There is a largely growing expat community, and new jobs are being created all the time.
Social capital is the major source of income for the island, as most jobs are centered around hospitality and tourism. Beautiful weather and a Mediterranean lifestyle are enjoyed by the islanders and visitors.
The island also has much partying including nightclubs, festivals, and bars. As previously mentioned, Malta is home to many casinos both on land and remote, which is no surprise for an island where leisure is made a priority.
The Malta Gaming Authority also works with other regulatory authorities such as the United Kingdom Gambling Commission to resolve customer issues.
The UK states that while the Malta Gaming Authority is occasionally slow at handling complaints, most times, a favorable result is achieved.
The Malta Gaming Authority is divided into several gaming sectors. Among these different sectors are:. The authority also keeps statistics of all visitors to Maltese gaming sites.
The number is segregated by whether the players are Maltese or not. The information provided is based on numbers alone; there is no accounting for whether they are a repeat or no repeat visitor s.
The greatest variance in the statistical set is the month of March over the period of Another growing trend in online gaming is remote gambling.
Remote also refers to the method of gambling such as by telephone, online, mobile, and the like. The gaming council posts current licensing information, as well as unauthorized and blacklisted casinos.
Since many casinos and players are located remotely, this division is especially important to the overall operation of the organization.
Since the Malta Gaming Authority is responsible for governing gambling venues, it has a rather significant social responsibility obligation.
The authority has taken on this responsibility by not only creating legislation regarding the disclosure of responsible gaming information but also by creating foundations to address the issues publicly.
The Responsible Gaming Foundation was established in The passage of funding initiatives to get the foundation off the ground was successful. The organization now helps to aid those affected by gambling compulsions to a path to recovery.
The second organization is GamingMalta. This organization was founded in A new initiative is currently underway.
The name of this proposed organization is the Foundation for the Development of Gaming Knowledge. The objective of this organization is to address issues in the gaming industry and to promote positive changes to maintain and evolve the image of the gaming industry.
Other interesting initiatives Malta has taken on include efforts to deter and detect illegal funding from being used in activities such as terrorism and other criminal activity.
The Malta Gaming Authority also handles complaints regarding issues with casinos both on land and online. Often, the authority can resolve the disputes quickly, and often the findings favor the player.
The FAQ section on the authority site also provides relevant information regarding the process of resolution of complaints.
Specific legislation and news regarding current online gaming matters and trends can also be found. The Malta Gaming Authority, albeit somewhat of a newcomer, is making progress in improving the reputation of online gaming.
The revenue from online gaming with real money has increased significantly over the years. The use of technology and digital security measures are helping to restore the reputation of a once tarnished image.
As players grow to enjoy and become familiarized with the online gaming world, the Malta Gaming Authority will have a chance to grow as well.
The authority seems to be taking its obligation rather seriously by constantly evolving and proposing legislation that works for everyone, casinos, players and the government alike.
Hopefully, the Malta Gaming Authority will continue to be a symbol associated with good times and the reassurance that players are getting fair and ethically sound treatment for years to come.
The agency was created in to promote a reliable and safe environment for online gambling. Because it is a digital environment consumer needed protection.
At the same time, it requires online gambling to be entertainment and attractive for the maximum amount of consumers. They promote the implementation of a regulated and competitive market for online gambling operators.
This is according to the European Union law, and they represent six member companies and one trade association.
Ensuring this for consumers the agency has a list of self-imposed standards that include:. One way of protecting consumers in the EBA is standards with licensing requirements by online gaming regulators in different jurisdictions in the European Union.
The agencies standards were updated in to include remote gambling standards in agreement with the European Committee for Standardization and CEN standards which are a compulsory membership requirement for operators.
Gambling and betting website operators must be legal and have an operating license from a reputable European regulatory authority.
EGBA members must comply with the agencies standards and have an independent third party assessment on an annual basis.
The EGBA members must submit to an annual financial statement audit and accounts by an external audit firm. Responsible Gaming In these standards, operators should provide consumers with detailed information about the risk of online gaming.
This should include links to qualified help sources, customer ability to set deposit and betting amounts, not providing credit to consumers, and allowing customers to self-exclude.
Provide an explanation and link to parents about filtering programs to prevent minors from having access to gambling and betting websites. Operators must monitor underage gaming and betting with random consumer checks of compliance with age restrictions.
Website online gaming operators have the obligation to provide customer support and satisfaction. Customers should have the benefit to logging complaints and disputes 24 hours a day, seven days a week.
An independent company should be available for resolution or mediation of disputes from customers. The website operator should ensure prompt payment processing that is subject to the necessary checks and verifications.
Customers should be allowed to open only one account and provide at a minimum of information including a unique username, password, name, age, and address.
Website operators should implement a product testing policy that has the support and approval of EGBA senior management.
This ensures the internal and external testing of all products for randomness and fairness. Marketing should be responsible and ethical and to ensure advertisements should not attract underage betting and clearly not target underage consumers.
The advertisements should be factual and correct information to avoid misleading consumers. Consumers should not receive third party unsolicited advertisements that spam.
Gaming and betting website operators should have a zero-tolerance policy for criminal and fraudulent behavior with anti-money laundering policies and reporting of unusual or suspicious activity.
This should include unusual deposits, withdrawals and can include accounts with little or no betting activity. Login information and changes to details operators should require documentation for significant changes.
This could be changing of names or banking details and operators should report suspicious transactions to the international institutions and relevant national financial investigation unit.
The organization was founded in to oversee international competition of the national associations of Belgium. The organization has a membership of national associations and is headquartered in Zurich Switzerland.
The ICO is the International Olympic Committee and is the authority over the worldwide Olympics and is an international non-profit and non-governmental organization.
They support the ethical and environmental development of sport. This organization is based in Lausanne, Switzerland. Before the commencement of the Olympics the European Gaming and Betting Association, European Sports Security Association and the International Olympic Committee mad an agreement to report suspicious betting activity.
This agreement is extended to other Olympic Games to safeguard major sports competitions from manipulated bets. EGBA members are members of the European Sports Security Association, an organization that promotes sports integrity and fights match fixing.
This is a project that educates players on match fixing. The goal is to educate 25, players about sports betting integrity.
It is a gathering of representatives from European institutions, stakeholders in the gambling sector and national regulators. They discuss the best practices of responsible gaming and betting in the European Union.
This is published by the European Committee for Standardization CEN to provide a safe and secure gambling environment for consumers through the European Union.
The publication provides evidence of self-based regulatory control measures for this safe and secure environment.
The EGBA publishes a newsletter every quarter for its members with information about the current gambling industry issues at the European Union level.
They include featured contributions from influential people in the industry or lawmakers like the European Commissioner. These newsletters can be found by the public on the EGBA website.
Further, more than Online gambling represented EGBA has determined the most popular European betting of online gambling products with it at 37 percent for betting, online poker at 24 percent and casinos at 12 percent.
What this amounts to is online gambling does not detract from land-based traditional gambling operators market.
It is determined the difference is land based operators have long established products to offer gamblers.
These include items found in casinos, bingo halls, betting shops and things like lottery tickets and scratch offs. The online gambling has different offerings with places to bet on sports games and play online poker or other games without leaving home and in some cases on mobile devices.
The substitution level is negligible since the player profiles differ which type of gaming industry operation they choose.
The one sector that is profitable is that traditional lottery operators can offer consumers online lotteries to participate in and along with betting and poker.
This is an area of the industry that is profitable for both private and monopoly operators with monopolies totaling more than 20 percent of the European online gambling market.
Both the land-based operators, the online operators, and monopolies revenue continues to expand especially if offering their land-based products to online consumers.
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There are very particular guidelines to follow in making the most reputable casinos. If these are observed, the online casino will receive licensing that allows it to remain active.
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Online casinos are optimized for the home computer, giving players a new choice in gaming besides traveling to an establishment.
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Simply put, the house edge favors the casino by giving it a small degree of advantage over the player. This is the primary way for online casinos to profit and remain in business.
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